Roadmap
What is live, what is coming, and in what order.
Allocra is built by one founder, in the open. This page says what exists today, what the beta adds, and what comes after. It is updated when things ship, not when things are imagined. If something here matters to you, say so: hello@allocra.co reaches the person who builds it.
A note on promises. Anything marked during beta is a commitment we have already made in writing to our subscribers. Anything marked planned is a direction, not a date: one person builds this, and honest sequencing beats confident scheduling. The weekly data refresh runs every Saturday morning, and platform charges are re-verified monthly with the confirmation date shown on the calculator.
Portfolio X-Ray
Free · live now
LiveConcentration analysis across geography, sector, and stock-level overlap for the nine most-held UK retail ETFs. Free, no sign-in.
During betaYour own portfolio as the input, chosen from an extended list of ETFs and stocks, for subscribers. Committed before the beta ends.
True Cost Calculator
Free · live now
LiveTotal cost of holding ETFs on six verified UK platforms: OCF, platform fees with cap logic, spreads, FX drag, adviser fees, compounded over your horizon. Charges re-verified monthly, with the last-confirmed date on the page.
During betaYour own portfolio as the input, custom platform fees, ISA vs SIPP vs GIA wrappers, and the full platform list, for subscribers. Committed before the beta ends.
ETF Screener
Subscriber tool · in beta now
LiveA verified universe of UK and US ETFs with costs made honest: OCF, HMRC reporting status, withholding drag, analytics from live data refreshed weekly. Curated list plus the full eligible universe.
During betaThe universe expands through the beta as new funds clear our data-quality checks. Per-fund detail view.
PlannedPer-wrapper availability flags, so a suggestion you cannot hold in your account type never reaches you.
ETF Optimiser
Subscriber tool · in beta now
LivePortfolios sized to your capital, goal, and risk, with forecasts derived from the portfolio you actually built, an income calendar, and health alerts on concentration and income. Every portfolio saved.
During betaRefinements from beta feedback. Your saved portfolios are already re-read against fresh data every Saturday.
PlannedRules you set while calm, delivered back as alerts when a threshold is crossed: drift, cost, income, and concentration, watched between your decisions. Data, never advice.
Dividend Tracker · Portfolio Rebalancer · Tax Optimiser
After beta
PlannedThe remaining three tools of the five-tool platform, arriving in the months after beta in the order subscriber feedback demands. Founders get every one of them the moment it ships, with no upgrade tiers.
No tool will ever tell you what to do. That part is yours.